Why I Chose North Brisbane Mortgage Brokers
As a 28-year-old first-time homebuyer, I wasn’t sure where to start. I’d been renting in Newmarket and was tired of paying someone else’s mortgage. I came across North Brisbane Mortgage Brokers while searching for advice online. Their stellar reviews convinced me to reach out, and I’m so glad I did.

My First Time Navigating the Home Loan Process
I had no idea how complex the home loan process could be. Jack McKenna, my broker, guided me every step of the way. He broke everything down into plain language, making the whole process a lot less intimidating. Unlike the banks, Jack explored options that suited me, not their bottom line.

Concerns I Had
I was nervous about getting approval with my limited deposit and wasn’t sure if my casual income would affect my chances. Jack explained exactly what lenders look for and helped me organise my finances. He even helped me access the Queensland First Home Owners’ Grant, which gave me a much-needed boost.

Jack’s Local Expertise
Jack’s knowledge of Brisbane’s northern suburbs was a huge advantage. I was originally set on Newmarket but couldn’t afford it. Jack suggested I consider properties in Zillmere, where I found a townhouse that ticked all the boxes. His understanding of the local market made a massive difference.

The Process: Simple and Stress-Free
Jack and his team set up a group chat to keep everything moving smoothly. They were always quick to respond and kept me updated on my pre-approval status. Jack also helped me lock in a competitive fixed-rate mortgage, so I could plan my finances with confidence.

Going Above and Beyond
Jack didn’t just secure my home loan; he gave me invaluable advice about budgeting for ongoing costs like strata fees and council rates. He also recommended setting up an offset account, which has already started saving me money on interest.

The Final Outcome
I was approved for a $450,000 loan with a fixed rate of 5.89%, which allowed me to buy my first home in Zillmere. Thanks to Jack’s advice and the First Home Owners’ Grant, I only had to save for a 5% deposit.

The Impact on My Life
Owning my own home has been life-changing. My monthly repayments are now less than what I was paying in rent, and I finally feel like I’m investing in my future.

Would I Recommend North Brisbane Mortgage Brokers?
Absolutely. Jack made the process stress-free and even enjoyable. His expertise, patience, and dedication were second to none.

Words from Jack
“Ben’s situation is a great example of how first-home buyers can achieve their dream with the right support and guidance. By accessing the First Home Owners’ Grant and using an offset account, Ben set himself up for a strong financial future. Helping him secure a home in Zillmere where property values are rising was a win for him both financially and personally.”